It happens every year: that name on your holiday gift list that leaves you completely stumped.  Usually, it's the well-dressed friend who seems to have everything, so what do you buy without breaking the bank?  Think small and consider a well-thought-out piece of jewelry that reflects her personal style.  Whether you choose a bold statement, a timeless classic, or a personalized initial piece, above are a few options that are sure to please for $50 or less.  Happy shopping!

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